Raise your website traffic with Invess Free site Analysis
Our DSCR loan rates are extremely cheap. It is an easy-to-use service designed for both new and experienced investors. We can also assist you if you are running a Short-Term Rental (STR).
For our most experienced borrowers
$100,000 to $3,000,000
660
Rates starting at 6.00%
0-4% (Discount Points)
Fully Amortized, I/O, No PPP Options
Up to 80%
Up to 7542 States
Airbnb, Long Term, Vacant
Global Expansion Private Equity Fund DSCR Loans are designed for various Rental Properties to meet your Investment Real Estate Needs.
Global Expansion Private Equity Fund eliminates junk fees and has straight-forward pricing when it comes to fees associated with closing your loan.
You’ll love the ease of closing with Global Expansion Private Equity Fund, because of our common sense underwriting. No Tax Returns, No Income Verification, and Primarily Credit, Property Details and Debt Ratio to Qualify! To speed up the process, here are the main items you’ll need to gather:
Debt Service Coverage Ratio. This can be expressed simply as the total payment divided by the total rent. Your rent exceeds your total payment if this figure is 1.0 or higher. Generally, the higher your rate, the better it is.
The property PITIA (principal + interest + taxes + property insurance + homeowners association dues) is divided by the property income (rental income) to determine the ratio. The lender can determine how much revenue is available to pay the mortgage based on the resulting ratio.
When the ratio is 1.0x, it indicates that the property's rental income and expenses are equal. The property is positively cash-flowing if the DSCR is higher than 1.
A DSCR of less than one, on the other hand, indicates that the property has a negative cash flow as expenses are higher than rental income.
Customers prefer DSCR loans over conventional financing for several reasons.
First off, DSCR loans only consider your loan's PITI payment. Therefore, taking out a DSCR loan is your best bet if you work for yourself and report having very little income.
Second, since a DSCR loan does not appear on your credit report, it might not have an impact on your future eligibility for other homes.
Another advantage is that, unlike traditional financing through FNMA, DSCR loans permit you to vest in an LLC.
The real Debt Service Coverage Ratio (DSCR), Loan-to-Value ratio and your FICO score (credit score) are the three main elements that influence the DSCR rate.
Since the property may be positively cash-flowing and the investor can make the monthly loan payments, a lender can predict a reduced risk when lending capital to a property with a higher DSCR.
The loan amount in relation to the property's actual value is known as the loan-to-value ratio, or LTV. DSCR loans typically don't exceed 80% LTV.
This implies that the borrower must contribute approximately 20% of the loan amount, plus closing fees, as a down payment. A lower LTV means a lower risk for the lender, which turns into a better rate.
Lastly, the rate is still influenced by your credit score. The ultimate rate of your DSCR loan is influenced by the score that lenders use.
Although rates change daily, based on credit and leverage, DSCR loan rates are typically lower than conventional rates. However, because DSCR loans do not consider your personal income, they are substantially easier to qualify for.
Share some basic details about the financing you’re looking for by answering a few simple questions. We’ll take a look and reach out to discuss your loan options.
We connect visionary investors with beneficial projects that promote community development and offer real profits. For us, investment is a collaboration based on transparency, confidence, and shared objectives.
Copyright ©2025 Global Expansion. All Rights Reserved.
